Looking for ways to boost your income…without working overtime or getting another job?
If you are, you’re not alone.
So many of us (myself included) are looking for ways to add money to our bank account.
The good news is, with the boom of the internet, there are now dozens (really, hundreds) of ways for anyone to make money online and boost their income.
And here’s the best part: a lot of these tricks require very little work.
In this article, I’m going to share 18 deceptively simple ways to boost your income.
The ideas on this list can be done by virtually anyone. Whether you’re a broke college student needing some beer money, or a stay at home mom looking for a money-making activity to do during your downtime (if downtime even exists for you), there is something for everyone on this list.
Boosting your income, even just a little bit, can improve your life in so many ways. It can reduce every day stress you feel, give you piece of mind, and even let you actually live a little.
So, without further ado, here they are: 18 of the easiest, simplest, most convenient ways to boost your income…without getting another job.
18 Deceptively Simple Ways to Boost Your Income
1. Have “The Talk”
No, I’m not talking about the birds and the bees. I’m talking about having that conversation with your boss about getting a raise. That conversation you’ve been putting off forever.
If you work full time, every $1 per hour raise means $2,000 more for you each year. So yes, it’s a stressful conversation to have with your boss, but it’s still worth it!
Think about it like this: you would do pretty much anything for a half hour for 2 grand. So have the talk.
2. Go Crazy with Paid Surveys
For real, take them like a freakin’ maniac.
There are tons of reputable sites out there that pay you to fill out surveys. (Long story short, companies want to know what consumers think…so they pay survey sites to find out what. people. think. Survey sites then pass on a portion of their compensation from companies to you.)
By pumping out a few surveys a day, you can easily make over $200 a month.
In my experience, these are the best survey sites. By “best” I mean highest paying, the most opportunities, and the most respected in the industry (hey, there are some scam sites out there. I not gonna steer you wrong).
The Sites I Recommend Creating a Profile On Right Now:
Swagbucks ($5 Free Signup Bonus)
Survey Junkie (QUICKEST to start earning)
Other good survey sites to sign up for: MyPoints ($5 Free Signup Bonus), Earning Station, Survey Club, VIP Voice, American Consumer Opinion, QuickRewards, PanelPlace, Point Club, One Opinion, and Harris Poll.
3. If you have extra money, invest it
I run a personal finance blog, so of course I HAVE to advocate for investing. I wanted to put it near the top of this list because it’s such a great form of passive income. It’s a long term game though. You should only invest if you are okay with not touching the money for years.
You might find these websites/apps helpful for getting started:
If you want an app that does it all for you: Download the Stash app
If you don’t know the first thing about investing, the Stash app lets you start investing with just $5. Stash will even spot you $5 just to get started.
Stash instantly provides diversified portfolio options for you. From there you can set up the app to pull a few bucks a week from your bank account and start growing your money. It really doesn’t get much easier than that.
If you want to invest in things that interest you, but still want to keep it simple: Motif
This is basically a slightly more hands on version of Stash, but it’s awesome for people who want more of a say in what they invest in, while still keeping things really simple. Over time, this is a really great way to grow your money.
To sweeten the deal, if you sign up using our link, Motif will pay you up to $150 to open an account.
If you’re a DIY-er: I recommend TradeKing
In my experience, TradeKing has the most user-friendly platform for new DIY investors, and is definitely the best bang for your buck (opening an account is free, and trades are only $4.95 each; well under the industry average). They’ve also got a ton of free resources for you to use, too, which is great.
If you want something a little different: Lending Club
This is a website that lets you act as a lender and earn interest on your money by letting other people borrow from you . Essentially, YOU act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into! Check out our Lending Club Investing Review to get a better idea of how it all works.
4. Turn your grocery shopping into extra dollars
Make sure you’ve got these two essential apps for making and saving money on your shopping:
1. The Ibotta app
One of the best money saving apps out there for grocery shoppers, and is always being talked about by money saving experts. The app gives you a rebate for virtually any brand of items you buy, including food brands.
To get your cash back, all you have to do is scan the items’ bar code, take a photo of your receipt, and the money gets into your account within 48 hours.
You even get $10 just for signing up, and they’ll also pay you $5 more for each friend you refer.
Your earnings potential is unlimited. Not bad considering you’re helping your friends save money and handing them an extra ten bucks at the same time!
2. The Shoptracker App :
5. Flip thrift shop items and sell for profit
I’m a big GaryV fan (if you have any inkling to become an entrepreneur, you need to follow him). Watch his video on thrift store flipping as a way to boost your income:
6. Airbnb an extra room in your house
If you live anywhere even remotely desirable, consider turning an extra room in your house into cash. Airbnb is changing the way people plan their lodging on travels, and it’s opened up a lot of opportunities for people.
Check out this in depth article from Afford Anything on how to make money as an Airbnb host.
7. Uber for a Few Hours a Week
There are a lot of good reasons to drive for Uber. Even if you only have time to do it a few hours each week, you can easily make several hundred dollars from this side gig.
On top of the extra money (which is the main reason to do it), you’ll also meet so many new people, which may lead to some unique opportunities for you that you wouldn’t have otherwise had.
If you sign up using this link, Uber will give you a $100 bonus after giving your first ride.
8. Get a Better Bank Account
Chances are, your current savings account interest rate sucks. Discover pays nearly 1%, which is 11 times higher than the national average. Take 10 minutes out of your day and do this- over time, it really does make a difference.
9. Create a Blog Around Something You Love
Ok, so this one is not exactly simple, per se. But starting a blog is something that has forever changed my life, which is why I wanted to include it on my list.
With my blogs, I am able to connect with people all over the world about topics that I am passionate about (personal finance and entrepreneurship), and I am able to make money doing it. Enough to not need a day job…if you are looking for true freedom in your life, I highly encourage you to look into this opportunity.
You may find these articles helpful if you are thinking about starting a blog:
- From 0-$100k: How Anyone Can Start Blogging
- How to Turn Your Love of Cooking into Profit by Starting a Food Blog
- How to Start a Lifestyle Blog and Use Pinterest to Make Money
10. Document Your Life on Instagram
Have you heard of influencer marketing?
It’s a new trend in the marketing world that involves companies using social media “influencers” (people with a lot of followers) to promote their brands.
If you have a particular interest or hobby like fitness, cooking, travel, etc. and have a decent following on Instagram, you may be able to turn your audience into cash.
The above picture is from Emma, who we interviewed last month. Emma started her Instagram account to document her traveling adventures, and before not too long, she was getting sponsorship deals from all sorts of brands wanting exposure on her account.
And guess what? Now she is working on getting her travel blog off the ground to go along with her IG account, so she has two ways to make money. Pretty neat!
11. Design and Sell Fun T-Shirts
And not just for your flag football team!
I recently came across a website with a really cool concept. Teespring.com allows you to design and sell t-shirts, without paying upfront for inventory.
This video below is a nice little tutorial for how to whole process works. I’m thinking about trying this one myself some time!
12. Hit your weight loss goal
Yes, you can actually make money by losing weight.
If you’re still struggling to the find the motivation to shed those extra pounds or you simply want to up the stakes a little (literally) then you should check out HealthyWage.
For example, if you check out their bet calculator, a $30/monthly bet to lose 20 lbs in 6 months could net you anywhere between $200-$529.41…(come on guys, 20 lbs in 6 months…a lot of you can do this).
Now I’ve tinkered with the calculator a little but it looks like there are some personal bets that could net you at much as $10,000 as well.
Now matter how you slice it, if you want to lose weight (and you’re dead serious about doing it), then you may as well get paid for it.
Of course, don’t be stupid with your money. BUT… if you want to put a few dollars on the line or simply bet against a few friends, a little healthy pressure can’t hurt.
13. Have this running in the background during your next Netflix binge
As it turns out, Swagbucks is good for a lot more than just paid surveys.
In fact, one of my favorite ways of making money with Swagbucks is by watching videos on your phone.
So, the next time you are watching Netflix (or doing whatever you do), pull out your phone and open up the Swagbucks app and click “Watch” and then pick a video.
Once you’ve done that, you can set your phone down (you’ll probably want to turn down your volume) and start your Netflix binge on another device. And voila, you’re now making extra cash while vegging out.
As you “watch” more videos, your earnings increase.
Reminder: Swagbucks gives you $5 just to open an account. There is no reason not to join and at least try it out! Over time, you will accumulate enough “SBs” to redeem for gift cards to virtually anywhere (or a Mastercard gift card, which is essentially the same as cash).
14. Find something you like to do on Fiverr
The basic premise behind the website Fiverr is, “For $5, I will do ________ for you.”
There are all sorts of things you can offer up on Fiverr, from designing someone a logo, to singing a song for a total stranger. There is something on there for everyone- TONS of different ways for you to boost your income (and don’t worry, you can charge more than $5 for something if you want).
15. Write for this website
Do you have a knack for writing, and want to reach tens of thousands of people each month? Do you know a thing or two about personal finance, entrepreneurship, or blogging?
Ben and I are always looking for great writers to submit content to our websites. If you have an article idea you’d like to pitch, just shoot me an email at email@example.com. For high quality content, we are happy to pay you!
16. Get Paid to Tweet
This is similar to getting paid from your Instagram account. Check out the article below where Saira Perl shows how she’s able to make $500 each month from sponsored tweets. That’s a lot of money!
17. Get cash back when you shop online
So if you’re going to shop online, why not use one of these money making apps and get rewarded for it? Well technically you’re not making money per se, but you are getting money back (cashback) on purchases you would have made anyways. Cool thing is, this is on top of any discounts/coupon codes you already have.
Better yet, eBates is offering new users $10 just for signing up.
There is no reason not to do this. This is probably the single easiest way to make money at home. You need an email address to sign up. That’s it.
Even if its $100-$200/year, why are you throwing money away for no reason?
18. Get rid of your old textbooks
Instead of selling your books back at the bookstore at the end of each semester (where you’re at their mercy to accept whatever price they give you), you should consider other, higher-paying options.
Let BookScouter compare book prices across 44 vendors and then choose the one that offers you the best price (much like Expedia does for flights and hotels). With no listing fees, free shipping, and the best price for your book, there is no reason to sell anywhere else.
If you’re a college student and the bookstore is no longer buying it back because it isn’t the latest and greatest edition still on the market, BookScout is your best friend. Be smart, get the most back out of your education investment.
The Real Question: Why Do You Want to Boost Your Income?
Whether you’re saving up for a special vacation or want to make a dent in your debt, taking on a side gig or two (or 10!) can be an easy laid back way to add a little extra padding to your checking account each month.
But, I will say this…
Keep your big picture in mind.
Don’t get caught up always trying to make a quick buck.
Make sure you make time to do things that actually matter. Make peoples’ lives better.
Do the little stuff (surveys, money-making apps, etc) to get a few extra bucks, but always be thinking about how to level up your life and create a ton of value for people (who will then pay you).